Rapid Decision Life Insurance
At Rapid-Decision-Term-Life.com, we are committed to helping you find the best possible life insurance plan for your needs. Purchasing a life insurance plan is one of the most important steps you can take to protect your family, and we believe that Fidelity Life's innovative Rapid Decision Life Insurance Products can provide you with the security you need in a life insurance plan, and the ease that you want. With no exams and a decision within 24-48 hours for most applicants, Fidelity Life's Rapid Decision products may be a good fit for your needs.
What is Rapid Decision
About RD Term Life Insurance
Benefits of
RD Term Life
Is RD Term right for you?
RD Options for Individuals with Previous Health Problems
Buying Life Insurance Online
What is "Rapid Decision"?
Rapid Decision is an innovative underwriting process used by Fidelity Life to offer life insurance quickly and with few hassles. It relies on Web-based technology and underwriting innovation to provide high levels of customer satisfaction. Distinct benefits of the Rapid Decision product include no need for a medical examination, no testing necessary and no delay in the results.* Issuance depends only on the answers to a few health questions. This rapid decision-making process is the work of experts who have the knowledge and experience to provide solutions that are both forward looking and practical.
*Please note that not all applicants are eligible for Rapid Decision Term Life policies or other life insurance policies without a medical exam. A medical exam, test or report may be requested to correct or clarify your medical history.
About Rapid Decision Term Life
The Rapid Decision Term Life policy is a term life insurance policy that can keep going until you reach the age of 95. It offers guaranteed level premium periods in 5, 10, 15, 20, and 30 year increments. Guaranteed level premiums mean that your premiums don't increase year over year during the term period you select. After the level term period you select, rates will start increasing yearly until the insured reaches the age of 94.
Rapid Decision Term product also features a number of riders such as Accelerated Death Benefit which is included with the policy and optional riders such as Return of Premium, Waiver of Premium, and Accidental Death.
Benefits of Rapid Decision Term Life
With RD Term you'll be able to get life insurance without the hassle and waiting. Decisions are usually made in a few minutes to a few days, instead of the weeks and months it might take through traditional insurance channels. Fidelity Life offers Rapid Decision Term Life insurance not only for its convenience compared with competing life insurance policies, but also to save you money. Because their application process is streamlined to make applying for life insurance faster and easier, the result is less time spent on your part processing paperwork and taking tests and more time devoted to what matters most - your family. When you request a quote from Fidelity Life, you'll see these savings reflected in the quote they give you: Rapid Decision Term Life Insurance from Fidelity Life is much less expensive than comparable "instant issue" policies.
Rapid Decision Term Life can protect your family in the future without the hassle today. Get your quote now and see just how easy it is to purchase a quality life insurance product that will safeguard your family's future.
Request a quote and see if Rapid Decision Term Life Insurance will work for you!
Is Rapid Decision Term Life Right For You?
A Rapid Decision Term Life Policy through Fidelity Life could be your best option if you:
- Don't have the time or desire for a medical exam
- Need life insurance quickly to secure a loan for your business
- Don't have any serious medical conditions
- Require $300,000 or less in coverage
- Are looking for a fast and affordable way to ensure your family's future
RD Options For Individuals With Previous Health Problems
Have you experienced health problems in the past? Fidelity Life may still be able to help! For individuals who have experienced health problems in the past, there is a life insurance policy for you as well. Fidelity Life offers Graded Death Benefit Term and Graded Death Benefit Whole Life products. These policies provide up to $250,000 of life insurance coverage for customers who have had health issues. Oftentimes, partial coverage is available immediately upon issuance, with full coverage starting in the third year.
As with the Rapid Decision Term Life, the underwriting process for Graded Death, Benefit Term, and Graded Death Benefit Whole Life is rapid and efficient. You can expect a decision to be made and coverage to begin in a couple days or as little as a few hours.
Don't wait to make sure that your family is protected! It takes just a few moments of your time to ensure that your family can remain financially stable even if you are not there.
